Koko is a Buy Now Pay Later payment platform incubated under Daraz and was founded in Sri Lanka in 2020. We are passionate about evolving the merchant and consumer shopping experience by providing our customers with an easy, interest-free payment plan. Koko will be completely free for customers who pay on time – helping people spend responsibly without incurring interest, fees, or extended debt. Koko empowers customers to access the things they want and need, while still allowing them to maintain financial wellness and control, by splitting payments in three, for both online and in-store purchases.